Finance
Fundamentals
Understanding how money moves in property — income, expenses, cash flow, and tax — before your first purchase.
What you will learn
Four things to understand before you start the lessons.
Gross yield, net yield, and the real cost of holding a property once all expenses are counted.
When negative gearing works in your favour and when it becomes a trap.
Depreciation, interest, rates, insurance, management fees — what is deductible and when.
Individual, company, or trust — the decision you must make before you buy, not after.
The real cost of ownership
Most investors underestimate holding costs by 30–40%.
Including depreciation on building and fittings, interest, management fees, rates, insurance, and repairs. A quantity surveyor report unlocks the full depreciation entitlement.
You are ready to begin
4 lessons, approximately 9 minutes. Complete the quiz to unlock the next module.