Property Wealth Hub  ·  Foundations
Module 4 of 4  ·  Foundations

Settlement &
First Steps

The 90 days before and after settlement — what to do, in what order, and who handles what.

8 min
📖 4 lessons
📝 Module quiz

What you will learn

Four things to understand before you start the lessons.

01
Exchange to settlement

What happens in the 30–90 days between signing contracts and receiving your keys.

02
Pre-settlement inspection

What to check, what to document, and what gives you grounds to delay settlement.

03
Costs at settlement

Stamp duty, conveyancing, loan establishment, and LMI — all itemised in advance.

04
First 30 days as a landlord

Property manager handover, insurance, depreciation schedule, and your first rental statement.

Settlement cost breakdown

Know exactly what you will pay before you sign.

💰 For a $650,000 property in NSW: stamp duty ~$24,740, conveyancing ~$1,500, building inspection ~$500, loan costs ~$800. Total: approximately $27,540 in addition to your deposit. Budget for this separately.
72 hours
is all you have for a pre-settlement inspection

You are entitled to one pre-settlement inspection in the final three days. This is your last chance to confirm the property is in the same condition as at exchange and that any agreed repairs are complete.

You are ready to begin

4 lessons, approximately 8 minutes. Complete the quiz to unlock the next module.

In this module
Exchange to settlement timeline
Pre-settlement inspection
Settlement costs itemised
First 30 days as a landlord
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