Property Wealth Hub  ·  Portfolio Management
Module 1 of 4  ·  Portfolio Management

Portfolio Review
Systems

How to review your portfolio annually, track performance, and know when to hold, sell, or refinance each property.

⏱ 9 min
📖 4 lessons
📝 Module quiz

What you will learn

Four things to understand before you start the lessons.

01
Annual review framework

The six questions to answer for every property every 12 months — no exceptions.

02
Performance benchmarking

How to compare your property's performance to the broader market and your own targets.

03
Refinance triggers

When to refinance, when to leave it, and what a refinance at the wrong time costs you.

04
Hold vs sell analysis

The calculation that tells you whether capital is working harder inside or outside a property.

The annual review checklist

Six questions every year for every property.

✅ (1) Current value vs purchase price — growth on target? (2) Rent vs market — are you undercharging? (3) Interest rate — is a better deal available? (4) Usable equity — can you access a deposit? (5) Cash flow still serviceable? (6) Hold or sell — is capital deployed optimally?
2.3 years
average time between refinances for active portfolio investors

Leaving a loan untouched for 5+ years almost always means paying above-market rates. Every 2–3 years, run a full market comparison. The average saving from refinancing on a $600K loan is $4,800–$8,400 per year.

✅

You are ready to begin

4 lessons, approximately 9 minutes. Complete the quiz to unlock the next module.

In this module
✓Annual review framework
✓Performance benchmarking
✓Refinance trigger analysis
✓Hold vs sell calculation
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