Property Wealth Hub  ·  Subdivision
Module 4 of 4  ·  Subdivision

Scaling
Up

From dual occupancy to larger projects — how experienced developers build deal flow, manage risk, and grow without overexposing capital.

9 min
📖 4 lessons
📝 Module quiz

What you will learn

Four things to understand before you start the lessons.

01
Multi-lot subdivision

How Torrens title subdivision works, what it costs, and when it outperforms dual occupancy.

02
Development finance

Construction loans, progress draws, and how lenders assess development projects differently.

03
Managing builders

Contracts, progress payments, variations, and the disputes that derail first-time developers.

04
Pipeline management

Running multiple projects simultaneously — the systems and team you need.

Development finance explained

Construction loans work very differently to investment loans.

🏦 Construction loans draw down in stages: land settlement, slab, frame, lock-up, fix, completion. You only pay interest on funds drawn. Lenders require 20–30% equity contribution, DA approval, and a fixed-price build contract before first draw.
3 projects
is the inflection point where you need a dedicated team

One project can be managed alongside full-time work. Two is possible with strong systems. Three requires a dedicated project manager. The cost of this role is typically recovered many times over in avoided variation claims and delays.

You are ready to begin

4 lessons, approximately 9 minutes. Complete the quiz to unlock the next module.

In this module
Multi-lot subdivision
Development finance
Builder management
Running multiple projects
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